PunjiPUNJI
Live AI ↗
Multi Asset AllocationBank of India Investment Managers Private LimitedNot enough history yet

Bank of India Multi Asset Allocation Fund-Direct Plan-Growth

Benchmark: Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50% · Riskometer: High

₹13.3225

NAV (2026-08-31)

₹379.31 Cr

AUM (2026-08-31)

1.09%

EXPENSE RATIO (DIRECT)

2024-02-07

INCEPTION

?Quality · -/100
?Safety · -/100
?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

0%6.6%13%20%26%1Y
Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Not enough data yet to rank this fund against its category.

This fund is less than three years old, so a three-year risk history does not exist yet.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

49.46%11.42%TOP 26100%
Other 49.46%Banks 11.42%Capital Markets 5.5%Finance 4.83%IT - Software 2.97%Automobiles 2.46%Auto Components 2.28%Consumer Durables 2.06%Industrial Products 1.93%Telecom - Equipment & Accessories 1.78%Electrical Equipment 1.71%IT - Services 1.29%Cement & Cement Products 1.25%Non - Ferrous Metals 1.24%Aerospace & Defense 1.17%Agricultural Food & other Products 1.04%Construction 1.03%Engineering Services 1.01%Pharmaceuticals & Biotechnology 0.99%Transport Infrastructure 0.97%Healthcare Services 0.7%Telecom - Services 0.65%Ferrous Metals 0.65%Petroleum Products 0.63%Power 0.56%Agricultural, Commercial & Construction Vehicles 0.42%

TOP HOLDINGS

7.44% Indian Railway Finance Corporation Limited (28/02/2034) ** ()6.87%
ICICI Prudential Gold ETF ()5.66%
8.05% Muthoot Finance Limited (25/11/2027) ** ()5.44%
8.1167% Bajaj Finance Limited (10/05/2027) ** ()4.94%
7.73% Tata Capital Housing Finance Limited (14/01/2030) ** ()4.37%
TREPS ()3.93%
DSP Gold ETF ()3.39%
State Bank of India (Banks)3.38%
Nippon India ETF Gold Bees ()3.28%
ICICI Bank Limited (Banks)3.27%

Matching peers needs three years of risk history, which this fund does not have yet.

21.9738

P/E Ratio

1.4202

Dividend Yield (%)

0.21

Portfolio Turnover - Total (%)

7.6169

YTM (%)

2.79

Macaulay Duration (yrs)

2.73

Modified Duration (yrs)

3.61

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

50.54%31.45%5.68%TOP 388%
Equity 50.54%Debt 31.45%Cash 5.68%

CHART

Market Cap Split

As of Jul-2026

29.96%3.87%16.96%TOP 351%
Large 29.96%Mid 3.87%Small 16.96%

CHART

Credit Quality

As of Jul-2026

18.93%7.9%4.62%TOP 431%
AAA 18.93%AA 7.9%Sovereign 4.62%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.