Retirement FundPGIM India Asset Management Private LimiteNot enough history yet

PGIM India Retirement Fund - Direct Plan - Growth Option

Benchmark: BSE 500 TRI · Riskometer: Very High

₹13.01

NAV (2026-08-31)

₹108.973 Cr

AUM (2026-08-31)

1.13%

EXPENSE RATIO (DIRECT)

2024-03-26

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

This fund is less than three years old, so a three-year risk history does not exist yet.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Banks 12.88%Pharmaceuticals & Biotechnology 9.5%IT - Software 5.52%Auto Components 5.41%Chemicals & Petrochemicals 5.31%Capital Markets 4.37%Finance 4.04%Healthcare Services 3.9%Industrial Products 3.62%Retailing 3.61%Consumer Durables 3.57%Petroleum Products 3.41%Telecom - Services 3.14%Other 2.7%Food Products 2.52%Transport Services 2.12%Fertilizers & Agrochemicals 2.12%Cement & Cement Products 2.06%Power 2.03%Household Products 1.98%Aerospace & Defense 1.72%Insurance 1.7%Automobiles 1.6%Beverages 1.48%IT - Services 1.33%Transport Infrastructure 1.23%Realty 1.09%Commercial Services & Supplies 1.03%Construction 0.79%Financial Technology (Fintech) 0.73%Personal Products 0.67%Oil 0.67%Electrical Equipment 0.62%Agricultural, Commercial & Construction Vehicles 0.61%Textiles & Apparels 0.57%Leisure Services 0.35%

TOP HOLDINGS

ICICI Bank Ltd. (Banks)6.25%

HDFC Bank Ltd. (Banks)5.67%

Reliance Industries Ltd. (Petroleum Products)3.41%

Torrent Pharmaceuticals Ltd. (Pharmaceuticals & Biotechnology)2.75%

Infosys Ltd. (IT - Software)2.66%

Clearing Corporation of India Ltd. ()2.37%

Tata Consultancy Services Ltd. (IT - Software)2.36%

Bajaj Finance Ltd. (Finance)2.06%

Solar Industries India Ltd. (Chemicals & Petrochemicals)1.99%

Doms Industries Ltd. (Household Products)1.98%

Matching peers needs three years of risk history, which this fund does not have yet.

33.6879

6.1055

0.9497

64.11

0.19

Portfolio Turnover - Total (%)

CHART

Asset Allocation

As of Jul-2026

Equity 97.3%Debt 0.14%Cash 2.56%

CHART

Market Cap Split

As of Jul-2026

Large 40.09%Mid 30.35%Small 26.86%

CHART

Credit Quality

As of Jul-2026

AAA 0%AA 0%Sovereign 0.14%Other 0%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.