Low Duration FundJM Financial Asset Management Limited

JM Ultra Short to Short Term Fund (Direct) - Growth

Benchmark: CRISIL Liquid Debt A-I Index · Riskometer: Moderate

₹40.9397

NAV (2026-08-31)

₹214.566 Cr

AUM (2026-08-31)

0.4%

EXPENSE RATIO (DIRECT)

2006-09-25

INCEPTION

?Quality · -/100

?Safety · -/100

?Compound · -/100

Punji Fund Health Score - percentile-within-category. See methodology.

Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Not enough data yet to rank this fund against its category.

Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Other 99.9999%

TOP HOLDINGS

Punjab National Bank 04-MAR-2027**# ()7.5304%

Union Bank of India 16-MAR-2027**# ()7.5146%

Axis Bank Limited 07-DEC-2026**# ()6.977%

9.1% Shriram Finance Limited 18-MAR-2027** ()4.646%

8.4% Godrej Industries Ltd 27-AUG-2027** ()4.6284%

9.61% 360 ONE Prime Limited 18-JAN-2027** ()3.4407%

HDFC Bank Limited 05-MAR-2027**# ()3.0995%

Net Receivable/Payable ()2.8242%

7.83% SIDBI 24-NOV-2028 ()2.3245%

8.4% Cholamandalam Invest & Finance Co Ltd 09-AUG-2028** ()2.3198%

Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.

7.15

YTM (%)

0.93

Macaulay Duration (yrs)

0.88

Modified Duration (yrs)

0.97

Avg Maturity (yrs)

CHART

Asset Allocation

As of Jul-2026

Equity 0%Debt 61.96%Cash 37.7%

CHART

Credit Quality

As of Jul-2026

AAA 40.18%AA 17.3%Sovereign 4.48%Other 32.82%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.