ITI Dynamic Term Fund - Direct Plan - Monthly IDCWOption
Benchmark: CRISIL Dynamic Bond A-III Index · Riskometer: Moderate
₹10.0798
NAV (2026-09-10)
₹25.34 Cr
AUM (2026-09-09)
0.29%
EXPENSE RATIO (DIRECT)
2021-06-25
INCEPTION
Punji Fund Health Score - percentile-within-category. See methodology.
Rolling returns aren't shown for debt funds. Their NAV compounds steadily from near Rs 10, so a rolling-return band describes the arithmetic rather than the manager's decisions.
Not enough data yet to rank this fund against its category.
Risk metrics aren't shown for debt funds. Their NAV starts near Rs 10 and compounds steadily, so CAGR, beta and drawdown measure the arithmetic rather than the manager.
Portfolio as of 2026-07-31
CHART
Top sector holdings
Share of portfolio (% to NAV) in each of the top sectors.
TOP HOLDINGS
Similar funds are matched on how a fund behaves -- beta, drawdown, up and down capture. Those are not calculated for debt funds, so there is no basis here to match peers on.
CHART
Asset Allocation
As of Jul-2026
CHART
Credit Quality
As of Jul-2026
Portfolio analytics as of Jul-2026.
Frequently asked questions
How risky is ITI Dynamic Term Fund?
ITI Dynamic Term Fund carries a "Moderate" risk rating on SEBI's mandated riskometer scale, the same standardized classification every Indian mutual fund must disclose. This rating reflects the fund's underlying portfolio composition and historical volatility, and is set independently of any single AMC's own marketing - it's meant to give investors a comparable, at-a-glance sense of how much the fund's value can swing before deciding whether it matches their own risk appetite and investment horizon. A higher-risk rating isn't inherently bad; it typically correlates with higher long-term return potential, but also with larger short-term drawdowns, so it should be read alongside the fund's category and your own time horizon rather than in isolation.
What is ITI Dynamic Term Fund's expense ratio?
ITI Dynamic Term Fund's direct-plan expense ratio is 0.29% per year - the annual fee the AMC deducts from the fund's assets to cover management and operating costs, already reflected in the NAV you see (it isn't billed separately). Direct plans skip the distributor commission built into Regular plans, which is why a direct-plan expense ratio is almost always lower than the same scheme's Regular-plan version. Over long holding periods, even a difference of a few basis points compounds into a meaningfully different final corpus, which is why expense ratio is one of the few fund attributes an investor can compare with total certainty before investing, unlike future returns.
Who manages ITI Dynamic Term Fund, and what category does it belong to?
ITI Dynamic Term Fund is managed by ITI Asset Management Limited and is classified under the Dynamic Bond category, the SEBI-defined scheme categorization that groups funds by their investment mandate (market-cap focus, sector, or asset mix) so investors can compare like-for-like funds rather than across unrelated strategies. The AMC (asset management company) is the regulated entity legally responsible for the fund's operations, portfolio decisions, and disclosures, though day-to-day investment calls are made by a designated fund manager within the mandate set by the scheme's category and stated objective.
Data as of 2026-09-13. Source: AMFI disclosures via Punji. Not investment advice.