Sectoral/ ThematicHDFC Asset Management Company Limited

HDFC Banking & Financial Services Fund - Growth Option - Direct Plan

Benchmark: Nifty Financial Services TRI · Riskometer: Very High

₹19.428

NAV (2026-08-31)

₹4,687.811 Cr

AUM (2026-08-31)

0.96%

EXPENSE RATIO (DIRECT)

2021-06-11

INCEPTION

BQuality · 66.2/100

DSafety · 49.3/100

BCompound · 72.8/100

Punji Fund Health Score - percentile-within-category. See methodology.

CHART

Rolling CAGR by holding period - min, median, max

Each group is one holding-period length. Full range of outcomes across every overlapping window in the fund's history, not one trailing number.

Min rolling CAGRMedian rolling CAGRMax rolling CAGR

Category RankRisk MetricsHoldingsSimilar FundsPunji Analytics

Metric	Value	Percentile	Category median
3Y Rolling CAGR	17.1%	44.66^th	17.5%
3Y Sharpe Ratio	0.48	35.14^th	0.63
3Y Alpha	3.2%	54.55^th	2.7%
3Y Std Deviation	15.1%	48.65^th (lower is better)	15.0%

0.4772

0.7205

3.2361

0.9545

15.0636

-17.0685

97.7952

88.9641

5.1394

Tracking Error (%)

0.8248

Calmar Ratio

3-year window vs. Nifty Financial Services TRI.

CHART

Top sector holdings

Share of portfolio (% to NAV) in each of the top sectors.

Banks 60.77%Finance 25.27%Insurance 6.98%Capital Markets 4.91%Financial Technology (Fintech) 1.29%Other 0.78%

TOP HOLDINGS

HDFC Bank Ltd.£ (Banks)14.71%

ICICI Bank Ltd. (Banks)13.92%

Axis Bank Ltd. (Banks)8.48%

Kotak Mahindra Bank Limited (Banks)7.56%

State Bank of India (Banks)6.27%

Shriram Finance Ltd. (Finance)4.88%

Bajaj Finance Ltd. (Finance)4%

SBI Life Insurance Company Ltd. (Insurance)2.97%

Five-Star Business Finance Limited (Finance)2.52%

Au Small Finance Bank Ltd. (Banks)2.49%

Funds that behave most similarly (beta, capture ratios, volatility - not holdings overlap). Pick up to 2 to compare alongside this fund:

16.2326

2.0474

1.87

63.91

28.61

Portfolio Turnover - Equity (%)

28.61

Portfolio Turnover - Total (%)

CHART

Asset Allocation

As of Jul-2026

Equity 99.22%Debt 0%Cash 0.78%

CHART

Market Cap Split

As of Jul-2026

Large 51.34%Mid 9.48%Small 36.15%

Portfolio analytics as of Jul-2026.

Data as of 2026-09-02. Source: AMFI disclosures via Punji. Not investment advice.