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Risk & Risk-Adjusted Return

Max Drawdown

Max drawdown is the worst peak-to-trough loss a fund actually suffered - the single number that answers 'how bad did it get if I held through the worst stretch?'

What is max drawdown?

Every other risk metric on this page is a statistical summary. Max drawdown is one real, specific event: the largest actual decline from a peak to the lowest point before recovery, within the lookback window.

FORMULA

Drawdown = (NAVtrough − NAVpeak) / NAVpeak

NAVpeakHighest NAV before the decline
NAVtroughLowest NAV reached before recovery

Max drawdown is the single worst such decline across the whole window - not an average.

Real comparison across 6 funds

CHART

3Y Max Drawdown - 6 real funds

Parag Parikh Flexi Cap's worst stretch ran from 2025-10-27 to 2026-03-30, a 10.9773% peak-to-trough decline.

-17%-12%-7.5%-2.9%1.8%Parag Par…SBI Focus…DSP ValueICICI Pru…Parag Par…SBI Multi…

Funds compared: Parag Parikh Flexi Cap · DSP Value · ICICI Prudential Value · SBI Focused · Parag Parikh ELSS Tax Saver · SBI Multicap

WHAT THIS MEANS FOR YOU Max drawdown is a real event that already happened, not a statistical estimate - it’s the closest thing to “how much could I actually lose, and did lose” that any of these metrics offer.

METHODOLOGY Computed over a trailing 3-year window as of 2026-08-31, using daily NAV history. Data: Punji risk analytics. Not investment advice.

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